FSA贷款资格 varies by grade level and dependency status.
Grade level is determined by the number of credits applied to your primary program. For new students, grade level is determined by applied transfer credits. 为持续的学生, grade level is determined by the total number of credits applied to your primary program at the start 的 academic year.
Dependency status is determined by a variety of factors. 一个“是”的答案 任何 的 依赖的问题 on the FAFSA will classify you as independent; a “no” answer to 所有 依赖关系的问题 on the FAFSA will classify you as dependent.
有 总资格限制 to the amount of FSA loans you may borrow for undergraduate and graduate study as well.
As of July 1, 2013, first-time borrowers are only eligible to borrow Direct Subsidized 贷款s for 高达150% 的 published length 的 program in which they’re enrolled.
This limit does not apply to Direct Unsubsidized 贷款s or Direct PLUS 贷款s.